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The AI agent decides.PaySome.ai pays.

Give AI agents the ability to pay, get paid, and move money — with human-defined controls.

Get Early Access (opens in a new tab)Explore PaySome.ai

Payments infrastructure built for the AI economy.

“Pay for an API call” routed over x402 to an API

AI can think.

How it fits together

One payment layer for AI.

You fund one Main Balance and set the rules. Agents connect however they are built and spend only from their own accounts. PaySome.ai picks the rail and moves the money.

Layer 1

Access

Where people set the rules

  • PaySome.ai standalone app / web app
  • PaySome inside Smilepay
Layer 2

Connect

How agents reach PaySome.ai

  • API + SDK
  • Embedded Pay
  • MCP
  • Virtual Card
Layer 3

Route

The internal brain

  • Smart Payment Routing
Layer 4

Pay

How money actually moves

  • x402
  • MPP
  • Stablecoin payments
  • USD payments / payouts
  • Local-currency payouts
  • Virtual Card payments

Foundation under every layer

Main Balance + isolated agent accounts

One user-controlled treasury, with agent accounts that each run one or many tasks. Whichever rail an agent pays on, the money comes from its own account.

Also built on this payment layerPaySome Stablecoin CheckoutLets users pay with USDC, PYUSD and their PaySome Balance, and lets businesses accept USDC, PYUSD, fiat USD or local currency, depending on what the merchant wants.

Connectors

Connect PaySome.ai anywhere.

Four ways to connect, depending on where your agent runs.

API + SDK

Coming Soon

Build PaySome.ai directly into applications, AI products, platforms, and autonomous agents.

You build the intelligence. We power the transaction.

MCP

Coming Soon

Connect AI agents and assistants to PaySome.ai payment tools through MCP.

Give ChatGPT, Claude, and other MCP-compatible agents access to payments, balances, limits, and payment actions — with human-defined controls.

Give your agent payment tools it can actually use.

Embedded Pay

Coming Soon

Bring PaySome.ai payments directly into your product. Let users allocate funds to agent accounts, view balances, and set spending limits, while agents complete payments without leaving the host application.

Example: A travel AI assistant uses one agent account with a task for each job, funded from the user's Main Balance. The flight task already has its budget and pays within its limit; the hotel task waits until the user allocates funds.

Your product. Our payment infrastructure.

Virtual Card

Coming Soon

Reach traditional merchants through virtual cards. It works as a connector to the card ecosystem and as a payment method.

If the merchant accepts cards, your agent can pay.

AI can think and decide.Now it can pay.

Every way your AI needs to pay.

Machine protocols, stablecoins, bank rails, and cards, behind one interface. Whichever one an agent uses, the money comes from that agent's own PaySome account. Each is in development.

x402

Coming Soon

Machine-native payments for APIs, content, digital services, and internet resources.

APIsContentDigital servicesInternet resources
agentGET /v1/report
server402 Payment Required
agentPay 0.05 USDC
server200 OK · content delivered

Request. Pay. Continue.

Smart Payment Routing

One intent.
The right payment rail.

The agent shouldn't need to understand payment infrastructure.

PaySome.ai does.

AI

“Pay this merchant $48.”

PaySome.ai checks

  • Recipient
  • Merchant
  • Currency
  • Balance
  • Network
  • Payment methods
  • Cost
  • Speed
  • Payout destination

Selected route

  1. AI Agent
  2. PaySome.ai
  3. USDC
  4. x402
  5. Merchant

Over time, routing will weigh

  • Availability
  • Cost
  • Speed
  • Currency
  • Merchant acceptance
  • Network
  • Recipient
  • Balance
  • Payment rail
  • Fallback routes

Your AI sees one payment interface.PaySome.ai handles everything underneath.

Network

Stellar-native.Connected to every rail.

PaySome.ai runs natively on Stellar for fast, low-cost stablecoin settlement, and can still pay out to other blockchains and fiat rails when the recipient needs it.

Main Balance, agent accounts and tasks

Fund once.Allocate anywhere.

Fund PaySome once, then create agent accounts and name them however you like. Each account can run one task or many, and only spends what you've allocated to it. Your agents never touch your main balance.

Agents can spend. Users control the treasury.

Account-level controls

Account balance
Everything this agent can spend across its tasks
Max payment
The largest single payment on any task
Daily / monthly limits
Caps across all of the agent's tasks
Allowed categories
Where the agent is allowed to pay at all
Approval threshold
Payments above this wait for you

Task-level controls

Task budget
How much this task can spend
Max per payment
The largest single payment for this task
Permissions
Merchants or categories for this task
Rule (optional)
A unit rule, like max $180 / night
Approval, expiry, status
When it needs you, when it ends, where it stands

Task limits always operate inside the account's limits.

Example rules

  • Rule: Max $180 / night
  • Rule: Max $100 / ticket
  • Rule: Max $80 / restaurant order
  • Rule: Max $150 / item
  • Rule: Max $2 / API call

An agent can never reach

  • Your Main Balance
  • Other agents' balances

Total PaySome Balance

1,500 USDC

Main BalanceUser controlled. Agents can't access it.500 USDCunallocated

Allocated to agent accounts

  • Travel Agent600 USDC
  • Business Expenses200 USDC
  • Shopping Agent200 USDC

Inside: Travel Agent (agent account)

Balance 600 USDC
Add task Close / archive

Tasks in this account

Book a flight to MadridActive

Budget 600 USDC, max per payment 600 USDC, airlines only, expires Friday.

Watch the flight task complete, then start the hotel task in the same account, or return and move what's left. Try renaming the agent too.

Unused funds can return to your Main Balance

Setting: return a task's unused budget when it ends.

Hotel taskIn progress
Task budget
500 USDC
Spent
380 USDC
Unused
120 USDC

How it's organised

  1. User
  2. Agent accounts
  3. Tasks
  4. Rules and permissions
  5. Payments

Use one agent account for multiple tasks, or create separate accounts when you want stronger isolation.

Option 1

One account per task

For one-off, sensitive or isolated work. The account holds only what that single task needs.

Madrid Flight600 USDC

Book my flight to Madrid

Option 2

One account, many tasks

For ongoing agents in procurement, travel, shopping or operations. Every task runs inside the account's limits.

Restaurant Procurement Agent5,000 USDC
  • Buy vegetables
  • Order meat
  • Restock beverages
  • Buy cleaning supplies
Give AI money — not your entire wallet.Create an agent account once. Give it tasks. Set the rules. Let it pay.

Conditional payments

Payments that wait for the right moment.

Tell your agent

“Buy the flight if the price falls below $700.”

You don't need to be online when it runs. The agent watches, PaySome.ai enforces your rules, and the payment goes through only when everything checks out.

  1. 1

    You set the rule

  2. 2

    You allocate funds to the task account

  3. 3

    The agent monitors the condition

  4. 4

    The condition becomes true

  5. 5

    PaySome.ai checks the rules

    • Balance
    • Permissions
    • Price
    • Merchant
    • Quantity
    • Expiry
  6. 6

    Payment executes

Funding and withdrawals

Fund PaySome once. Allocate funds across your agents.

Only you can add money or cash out. Deposits and withdrawals always go through your Main Balance. Agents can only spend what you've allocated to them, on payments you've allowed.

Deposits

ACHStablecoinsSmilepayExternal fundingCards

Your treasury, where you deposit and withdraw

User controlled

Main PaySome Balance: 500 USDC

  • Travel Agent600 USDC, spends on flights and hotels
  • Business Expenses200 USDC, spends on supplies
  • Shopping Agent200 USDC, spends on online stores

One balance. Multiple controlled agents.

Withdrawing to your bank

Agents can pay merchants, but they can't withdraw to a bank. Unused funds go back to your Main Balance, then you withdraw.

  1. Travel Agent account250 USDC remaining
  2. Return funds
  3. Main PaySome Balance
  4. You off-ramp
  5. Bank account or other supported destination

Ways to fund your Main Balance

Stablecoins

  • USDCDeposit USDC from supported blockchain networks.USDC → USDC
  • USDTDeposit USDT and have it converted to USDC.USDT → USDC
  • PYUSDThrough supported PayPal and Venmo pathways, where supported.PYUSD → PYUSD

Bank transfers and cards, funded as USDC

Send dollars from your bank or card. PaySome.ai credits your Main Balance in USDC.

  • ACHLow-cost U.S. domestic transfers, typically around 1–2 business days.USD → USDC
  • Domestic WireFor urgent or higher-value U.S. bank transfers.USD → USDC
  • RTPReal-Time Payments: instant, 24/7 U.S. settlement where supported.USD → USDC
  • SWIFTInternational cross-border bank transfers.USD → USDC
  • Debit / credit cardTop up with a card.USD → USDC

Use cases

Built for agents that get things done.

Find something close to what you're building. Each example shows the workflow, the PaySome.ai products behind it, and how its account is set up.

Commerce

AI shopping assistant

Finds the right product and checks out without your card details.

Example

Compares three sellers and buys headphones for $129 with a single-use virtual card.

Workflow

  1. Search
  2. Compare
  3. Pay

Account setup

Balance
300 USDC
Max per payment
200 USDC

Rule: Max $150 / item

PaySome.ai app and web app

Your command center for AI payments.

One balance. Multiple agents. Complete control. See your whole treasury, then give each agent exactly what it needs.

What you'll be able to do

  • Add funds to your Main Balance
  • Withdraw from your Main Balance
  • Create and rename agent accounts
  • Add one or many tasks per agent
  • Allocate funds to each agent
  • Move funds between accounts instantly
  • Set permissions and spending limits
  • Configure auto-replenishment rules
  • Return unused funds automatically
  • Monitor spending and review transactions
  • Freeze any agent account
  • Create conditional payment rules
  • View audit history

PaySome Stablecoin Checkout

Coming Soon

Built for AI payments.Powerful enough for everyday checkout.

Customers pay with USDC, PYUSD or their PaySome.ai balance. Businesses receive USDC, PYUSD, fiat USD or local currency, whichever they choose. If one stablecoin isn't enough, PaySome.ai combines them into a single payment.

From agent payments to everyday payments.

  1. 1Customer chooses PaySome
  2. 2Picks their PaySome.ai balance or a single stablecoin
  3. 3PaySome.ai combines assets if one isn't enough
  4. 4Merchant receives the payment in the currency it chose
Pay with PaySomeSecure checkout
Payment amount$300.00Order #4821
Pay with
USDC $170.00PYUSD $180.00
PaySome.ai will combine$170.00 USDC + $130.00 PYUSD
Illustrative checkout. Try USDC alone, then your PaySome.ai balance. Add or withdraw funds any time.

Stablecoin checkout, without the complexity.

Built for

  • E-commerce businesses
  • SaaS companies
  • Digital marketplaces
  • AI companies
  • Online merchants
  • Developers
  • Platforms selling digital goods or services

What merchants get

  • Accept stablecoin payments
  • Customers pay with USDC, PYUSD or a PaySome balance
  • Combine stablecoins in one payment
  • Settle in USDC, PYUSD, USD or local currency
  • Customers can add and withdraw funds
  • Fast settlement
  • Simple merchant integration
  • API integration
  • Embedded checkout
  • Payment status and transaction history
  • Refund support
  • Merchant dashboard
  • More stablecoins and settlement options later

Accept stablecoins. Settle simply.

Developers

Payments built for developers.Ready for agents.

You build the intelligence. We power the transaction.

Get Early Access (opens in a new tab)View Documentation (opens in a new tab)

API concepts

Coming Soon
POST/v1/agent_accounts/:id/tasks
task.ts
1// Tasks live inside an agent account. No new account is created.
2const hotel = await paysome.tasks.create(travel.id, {
3  name: "Book hotel in Madrid",
4  budget: 500,
5  maxPerPayment: 500,
6  categories: ["hotels"],
7  rules: [{ max: 180, per: "night" }],
8  approvalThreshold: 400,
9  expiresAt: "2026-09-27T23:59:00Z",
10});

Illustrative interface. The API and SDK are not yet available; names and fields may change.

Your AI is ready to work.Give it a way to pay.

PaySome.ai

Payments infrastructure for AI agents.

One balance. Multiple agents. Complete control.

Get Early Access (opens in a new tab)Build with PaySome.ai (opens in a new tab)